First Cash Credit. Regulatory Authority. First Cash Credit, Ltd. is a registered Texas Credit Services Organization (“CSO”) licensed as a Credit Access Business ("CAB"), and must operate in compliance with state and local regulations pursuant to Chapter 393 of the Texas Finance Code and under the regulatory authority of the Office of the Consumer Credit Commissioner located at 2601 N. Lamar Blvd.
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Austin, TX 78705 and whose Consumer Helpline is 800. 538. 1579. Consumer Notice. An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs.
Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. If you miss a payment and your payment is in default for more than 10 days beyond the Payment Date, you will owe a late fee of the greater of 5% of the payment amount (on the principal and interest only) or $7.
50. See your contract for further details.
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